I declare that I have wholly undertaken the study reported herein under supervision Essay Example for Free

I declare that I have wholly undertaken the study reported herein under supervision Essay The Lord has been faithful in granting me the strength, wisdom, knowledge and the courage needed throughout the period of study. My sincerest appreciation goes to my supervisor, MR. MICHAEL NKONYAA for his guidance and constructive criticism through the preparation of the work. He is largely responsible for the success of this work and I am very much grateful. To my husband Solomon Kweku, to my colleagues in MBA Finance 2012/2013 in whose company I stayed and formed my thoughts I say God richly bless you for the fellowship and love we shared. To the Staff and Management of Growth Capital Microfinance, wish to express my sincere gratitude to you for your support and co-operation. Finally, I wish to thank all authors of various research works and articles I made use of in writing of this work, indeed, your research works and articles have served as major sources of literature and knowledge. ABSTRACT This study examined effects of microfinance on small and medium enterprises in the Accra Metropolis, in the Greater Accra Region. .The population of the study comprised clients and staff of Micro finance Institutions (MIF). A sample of 60 clients and eight staff was used for data collection. Two interview guides were used separately to collect data from staff and clients. The return rate of data collection was 8(100%) for staff and 55(91.7%) for clients. Data collected was analysed manually and electronically. The statistical product and service solution (SPSS) was used for the electronic analysis in which descriptive statistical tools were used for data presentation and discussion. Results of the study indicated that microfinance s impacted positively on the social and economic lives of SMEs operators. The research also indicates that MFIs have had a positive effect on the growth of SMEs. Some of the critical contributions of MFIs include; greater access to credit, savings enhancement and provision of business, financial and managerial training. Irrespective of the contributions of MFIs to SMEs, there are challenges that affect their operations of both SMEs and MFIs. The major challenge faced by SMEs is the cumbersome process associated with accessing credit of which collateral security and high interest rate are major setback. The MFIs on the other hand, face some challenges relating to credit misappropriation and non-disclosure of the relevant facts of their businesses. In the final analysis, the research clearly reveals that MFIs have a positive effect on the growth SMEs. In other to enhance a sustained and accelerated growth in the operations of SMEs credits should be client-oriented and not product- oriented. Recommendations were made to MFIs, Specifically, MFI was asked to put in measures that could help reduce interest rates, train operators of SMEs on proper business practices Proper, extensive monitoring activities should be provided for clients who are granted loans and SMEs were asked to adopt effective bookkeeping modalities.

Progressivism In the Classroom :: Education Teaching Teachers Essays

Progressivism In the Classroom A good education has always been drilled into my head ever since I was a little girl. Boy did I hate that, all I wanted to do was goof off and have fun with my friends. But as the years went on I started to realize how important it was to have a good education. Not that that made me like school anymore than I did; but I was realizing the different ways I was learning and how different people taught. I remember saying one day, when I was a freshman in high school, that if I was teaching this class I would have never taught it that way. Unfortunately, my teacher overheard me and I was forced to go to the front of the room and explain to the class the way it should be taught since I knew so much about teaching. Needless to say I did an awful job of it. That is when I started thinking about becoming a teacher. I know that does not make sense because I did such an awful job and was humiliated doing it. I did not like the way that man taught and I was determined to take his job. However, the reason I am here today is not that I want to take a teacher’s job; it is because I have the desire to make a difference in the lives of many students. I hope I will be a good teacher so that I will never have to hear a student say something bad about my teaching. I think that the nature of knowledge is relative. Not all children can learn in the same environment. I believe that if a child is put in an environment in which they cannot learn they should be placed in another environment so that they can. Some students learn at a slow pace and others learn at a fast pace. Then there are the students that learn better by lectures and others that learn better by activities. If you mix these children in the same class, than there are usually some lost kids in the class? I know that in my experiences with school, I would have never made it in a normal classroom since I learned so much slower than the other kids did.

Elderly Co-culture Interview Essay

â€Å"Everything has changed since I was your age†, is what my grandmother had to say when asked about her experience growing up. My grandmother, Mrs. Ruby Parker Sloan was born on December 6th, 1943 in a small town in Ohio. She was raised in a small farmhouse along with 4 sisters. Her mother was a usual woman of her time; one that stayed at home with the children, cooked, cleaned and maintained the house. Her father was also a usual man of his time; one that worked throughout the hours of the day in order to provide for his family-a man that had been working since the age of 9 years old. My grandmother has raised 4 children, including myself; so she has seen firsthand the changes and differences in not only her and my generations, but the generations in between. She has experienced the changes of racism, technology, parenting, morals, warfare and many other aspects of our society. For her, she felt society as a whole has changed dramatically. One of her main concerns of the differences of now and then was the differences in parenting. She pointed out that during her time it was unheard of for there to be a school shooting similar to that of the Columbine or Virginia Tech incidents. She felt that had a lot to do with parenting itself; that parents were obviously not concerned with their children and/or not involved enough in their lives to know that they were planning to commit a mass murder of their peers with weapons stored under their own roof. Another point that concerned her was the difference in child discipline. She is a firm believer in â€Å"whipping† your child rather than â€Å"no, no† and the notorious â€Å"five second count† used by parents today. She stated that children need to understand the consequences to certain actions†¦most of which can cause harm to themselves or others. One thing she said about her experience as a parent was â€Å"Some kids just need a good spankin‘â€Å". My grandmother told me that you would never see a child telling their parents â€Å"no† or â€Å"I hate you† during her time, it just didn’t happen. â€Å"There was a level of respect between children and their parents then, something that a lot of kids today just don’t have any more†¦that’s the parents’ fault† is what she told me. Today’s culture was something my grandmother felt strongly about. She felt that one of the downfalls of our culture today was the promotion of sex everywhere you turn, which â€Å"especially influences the young ones of today† she stated. She felt that this advertising in music, television, and everywhere else you go only teaches kids the pleasure and excitement of sex itself instead of the morality and consequences involved. My grandmother continued to tell me a scenario where she was driving to the store a few weeks ago and she heard a song with the chorus â€Å"birthday sex† and that the person singing it sounded very young. â€Å"What the hell is that all about† she said. â€Å"It’s terrible how these adults that promote and advertise this stuff are okay with it† she stated. My grandmother said television didn’t even show pregnant women on it when she was growing up, her parents also slept in different beds during that time. Elvis Presley was looked upon badly by parents of her time because of the sexual nature of his dancing. â€Å"You can’t even turn to the family channel without seeing a show about a pregnant teenager or some sort of sexual thing going on†¦it’s just sad† she said. She also felt that this promotion of sex to kids and young adults was the cause of self esteem issues and that it was also the culprit for a lot of kids these days â€Å"thinkin’ they’re grown because sex is such a cool and grown up thing to do†. Sex these days, to her, is doing nothing but sending the wrong message to young adults about self appearance and decision making when it comes down to right or wrong. When my grandmother was growing up technology was, a fortunate family on the street owning a black and white television. There was no email, texting, cell-phones, etc. People still solely relied on the old fashioned stamp and envelope method†¦or even a more advanced version†¦the telegram. My grandmother always mentions how much she loves her high definition, flat screen television; something she could never imagine existing as a child. My grandmother always seems to be amazed by technology today, and it also seems she is usually ten years behind the understanding of today’s technology. During our conversation, she continually referred to her DVD player as a â€Å"VCR†. She also seemed amazed by the advancement in today’s computer and video games to that of even when I was a child with a first generation Nintendo. My grandmother has been around to go from the record player, 8track player, cassette player, CD player, all the way to the digital MP3 players that can hold thousands of songs in something half the size of a deck of cards, â€Å"it just amazes me†¦technology today†¦just imagine where it will be when you’re [me] my age! † she said. Talking to my grandmother in an interview fashion was a very interesting experience. It gave me insight on a different time that was experienced by someone†¦a time that has passed and will never be relived the same. It caused me to think of how I am at the same point in my life that she was at my age; it also caused me to wonder how things will differ from today and two generations from now. Society has changed drastically since my grandmothers’ generation and it will continue to grow throughout mine the same†¦hopefully for the better, but I guess it’s all about who you ask.

Zora Neale Hurstons Their Eyes Were Watching God Essay

Zora Neale Hurstons Their Eyes Were Watching God â€Å"’†¦but she don’t seem to mind at all. Reckon dey understand one ‘nother.’† A woman’s search for her own free will to escape the chains of other people in Zora Neale Hurston’s Their Eyes Were Watching God. In the continuing philosophical debate of free will versus determinism, the question arises as to whether or not free will exists. Do people really have the capability of making decisions on their own? OR Is life already determined, and whatever we do is (and always was) the only thing that we could have done at that time, conditions being what they were? Given the circumstances in Zora Neale Hurston’s Their Eyes Were Watching God, I would argue that, while free will does exist,†¦show more content†¦It is almost imaginable that Janie has not changed much in the end of the story and will continue her old ways of depending on a person for support and protection. The plan for Janie’s future begins with her lack of having real parents. Hurston builds up a foundation for Janie that is bound to fall like a Roman Empire. Janie’s grandmother, whom she refers to as â€Å"Nanny† takes the position as Janie’s guardian. The problem begins here for Jani e because her Nanny not only spoils her, but also makes life choices for her. Nanny is old, and she only wants the best for her grandchild, for she knows that the world is a cruel place. Nanny makes the mistake of not allowing Janie to learn anything on her own. When Janie was sixteen years old, Nanny wanted to see her get married. Although Janie argued at first, Nanny insisted that Janie get married. â€Å"’Yeah, Janie, youse got yo’ womanhood on yuh†¦ Ah wants to see you married right away.’† (Page 12). Janie was not given a choice in this decision. Her Nanny even had a suitor picked out for her. Janie told herself that she would try to make the best of the situation and attempt to find love in her marriage to Logan Killicks. But, as time went by, Janie realized that she still did not have any feelings of what she had considered to be love in her husband. Logan Killicks complained to Janie that she had been â€Å"spoilt rotten† because she d id not do hard labor around the house like his previous wifeShow MoreRelatedMythology in Zora Neale Hurstons Their Eyes Were Watching God1023 Words   |  5 PagesMythology is a key part of many of Zora Neale Hurston’s short stories and novels. She researched the stories of her home town and many other areas of the world. Hurston used this knowledge of myths and stories to help her carry them on to later generations in a form that almost everybody could relate to. Through out all of Zora Neale Hurston’s stories, mythology has been a crucial keystone. Her novel, Their Eyes Were Watching God, has been influenced by three different ancient myths: the myths ofRead More Zora Neale Hurstons They Eyes Were Watching God Essay2163 Words   |  9 PagesZora Neale Hurstons They Eyes Were Watching God It’s no wonder that â€Å"[t]he hurricane scene in Zora Neale Hurston’s novel, Their Eyes Were Watching God, is a famous one and [that] other writers have used it in an effort to signify on Hurston† (Mills, â€Å"Hurston†). The final, climactic portion of this scene acts as the central metaphor of the novel and illustrates the pivotal interactions that Janie, the protagonist, has with her Nanny and each of her three husbands. In each relationship, JanieRead More Zora Neale Hurstons Their Eyes Were Watching God Essay1504 Words   |  7 PagesZora Neale Hurstons Their Eyes Were Watching God In Their Eyes Were Watching God, Zora Neale Hurston portrays the religion of black people as a form of identity. Each individual in the black society Hurston has created worships a different God. But all members of her society find their identities by being able to believe in a God, spiritual or other. Grandma’s worship of Jesus and the â€Å"Good Lawd,† Joe Starks’ worship of himself, Mrs. Turner’s worship of white characteristics, and Janie’sRead MoreEssay on Love in Zora Neale Hurstons Their Eyes Were Watching God869 Words   |  4 PagesLove in Zora Neale Hurstons Their Eyes Were Watching God The novel Their Eyes Were Watching God by Zora Neale Hurston (1937) is a search for self-fulfillment and true love. On a porch in a small town called Eatonville a story is told about an attractive African American womens journey. Her name is Janie Crawford. Her struggle to find companionship and herself starts as a young girl who had lost both of her parents. She lives with her grandmother who is a nanny for a wealthy white family. JanieRead More The Different Places in Zora Neale Hurston’s Their Eyes Were Watching God588 Words   |  3 PagesThe Different Places in Zora Neale Hurston’s Their Eyes Were Watching God It’s amazing that one state can have within it places that differ greatly in all aspects—people, surrounding, weather, and feeling. Zora Neale Hurston exemplifies this phenomenon in Their Eyes Were Watching God. There are a multitude of differences between Eatonville, FL and the Everglades; each place represents a certain theme or feeling to Janie (the main character) and their differences each contribute to the meaningRead MoreJanie and Contemporary Women in Zora Neale Hurston’s Their Eyes Were Watching God724 Words   |  3 PagesThe character Janie in Zora Neale Hurston’s novel Their Eyes Were Watching God is portrayed as a woman who has a modern mindset that is much too advanced for her thinking. Janie does things that raise much controversy with the community and endures situations that would be deemed inhumane in today’s society. Examining the abuse, oppression and criticism Janie undergoes in Zora Neale Hurstons Their Eyes Were Watching Go d from both a contemporary womans viewpoint and an early twentieth centuryRead MoreThe Life of American Women in Zora Neale Hurston’s Their Eyes Were Watching God895 Words   |  4 PagesZora Neale Hurston’s Their Eyes Were Watching God is a novel illustrating the life of an African American woman that finds her voice through many trials and tribulations. At the heart of the story, Hurston portrays a protagonist who moves from a passive state to independence, from passive woman with no voice who is dominated by her husband to a woman who can think and act for herself. Hurston achieves the greater theme of Their Eyes Were Watching God, of self-expression and independence throughRead MoreRichard Wright’s Misperception of Zora Neale Hurston’s Their Eyes Were Watching God 2453 Words   |  10 Pagesartists of the Harlem Renaissance could ever disagree as much as or be as different as Zora Neale Hurston and Richard Wright. Despite the fact that they are t he same color and lived during the same time period, they do not have much else in common. On the one hand is Hurston, a female writer who indulges in black art and culture and creates subtle messages throughout her most famous novel, Their Eyes Were Watching God. On the other hand is Wright, who is a male writer who demonstrates that whites doRead MoreA Womens Search for Identity in Zora Neale Hurston’s Their Eyes Were Watching God729 Words   |  3 Pagesâ€Å"It’s uh known fact, Pheoby, you got tuh go there tuh know there†¦Ã¢â‚¬  (Hurston 192). The theme of identity can be seen throughout Zora Neale Hurston’s Their Eyes Were Watching God, of a story of a women’s journey for self-identification. Through symbolic imagery, such as the pear tree, Janie’s hair, and the horizon, Hurston ultimately shows a women’s quest for her identity. As a young teenager, Janie becomes infatuated with the idea of an idealistic romance: â€Å"She saw a dust-bearing bee sink into theRead MoreJourney To The Horizon in Zora Neale Hurston’s Their Eyes Were Watching God2558 Words   |  11 Pagesâ€Å"Ships at a distance have every man’s wish on board,† (Page 1) starts Zora Neale Hurston’s Their Eyes Were Watching God, a story about a young girl’s experiences as she tries to find love. The novel begins by distinguishing the dreams of men and women. The dreams of men either come along naturally, or â€Å"sail forever on the horizon, never out of sight, never landing until the Watcher turns his eyes away in resignation, his dreams mocked to death by Time.† (Page 1) Women, on the other hand, remember Zora Neale Hurstons Their Eyes Were Watching God Essay Zora Neale Hurstons Their Eyes Were Watching God In Their Eyes Were Watching God, Zora Neale Hurston portrays the religion of black people as a form of identity. Each individual in the black society Hurston has created worships a different God. But all members of her society find their identities by being able to believe in a God, spiritual or other. Grandma’s worship of Jesus and the â€Å"Good Lawd,† Joe Starks’ worship of himself, Mrs. Turner’s worship of white characteristics, and Janie’s worship of love, all stem from a lack of jurisdiction in the society they inhabit. All these Gods represent a need for something to believe in and work for: an ideal, which they wish to achieve, to aspire to. Each individual character is thus†¦show more content†¦There is nothing physical or material to lend confidence and support to her, so she regulates her conviction in the ethereal. Grandma also uses her fidelity in the divine as an opportunity for procuring power, because she â€Å"want[s ] to preach a great sermon† (pg. 16). Although she never is afforded the opportunity to preach, her worship of her religion allows her the opportunity to attempt to achieve this position of power, which seems to be enough for Grandma. Even though she is denied this chance because she has a baby â€Å"all the same [she] [says] thank God† (pg. 16). Through her failure she also recognizes that God wanted it that way for a reason, which enables her to move forward with her life. Just as Grandma’s need for power was transferred to her worship of God, Joe Starks’ need for dominion is reflected by his worship of himself. Joe always says â€Å"I God† instead of â€Å"My God,† through which he is subconsciously referring to himself as God. He says that â€Å"Let colored folks build things too if dey wants to crow over somethin’†¦it ha[s] always been [my] wish and desire to be a big voice† (pg. 28). Joe believes that he is meant to be a sovereign in this new town, and as soon as he gets there, he starts working on making himself the mayor. This colored town embodies all his wishes and desires, because it is the only place that he can have power. He is never allowed this chance in white society, but in this colored only town, by declaringShow MoreRelatedMythology in Zora Neale Hurstons Their Eyes Were Watching God1023 Words   |  5 PagesMythology is a key part of many of Zora Neale Hurston’s short stories and novels. She researched the stories of her home town and many other areas of the world. Hurston used this knowledge of myths and stories to help her carry them on to later generations in a form that almost everybody could relate to. Through out all of Zora Neale Hurston’s stories, mythology has been a crucial keystone. Her novel, Their Eyes Were Watching God, has been influenced by three different ancient myths: the myths ofRead More Zora Neale Hurstons Their Eyes Were Watching God Essay1399 Words   |  6 PagesZora Neale Hurstons Their Eyes Were Watching God   Ã‚  Ã‚  Ã‚  Ã‚  Ã¢â‚¬Å"’†¦but she don’t seem to mind at all. Reckon dey understand one ‘nother.’† A woman’s search for her own free will to escape the chains of other people in Zora Neale Hurston’s Their Eyes Were Watching God. In the continuing philosophical debate of free will versus determinism, the question arises as to whether or not free will exists. Do people really have the capability of making decisions on their own? OR Is life already determined, andRead More Zora Neale Hurstons They Eyes Were Watching God Essay2163 Words   |  9 PagesZora Neale Hurstons They Eyes Were Watching God It’s no wonder that â€Å"[t]he hurricane scene in Zora Neale Hurston’s novel, Their Eyes Were Watching God, is a famous one and [that] other writers have used it in an effort to signify on Hurston† (Mills, â€Å"Hurston†). The final, climactic portion of this scene acts as the central metaphor of the novel and illustrates the pivotal interactions that Janie, the protagonist, has with her Nanny and each of her three husbands. In each relationship, JanieRead MoreEssay on Love in Zora Neale Hurstons Their Eyes Were Watching God869 Words   |  4 PagesLove in Zora Neale Hurstons Their Eyes Were Watching God The novel Their Eyes Were Watching God by Zora Neale Hurston (1937) is a search for self-fulfillment and true love. On a porch in a small town called Eatonville a story is told about an attractive African American womens journey. Her name is Janie Crawford. Her struggle to find companionship and herself starts as a young girl who had lost both of her parents. She lives with her grandmother who is a nanny for a wealthy white family. JanieRead More The Different Places in Zora Neale Hurston’s Their Eyes Were Watching God588 Words   |  3 PagesThe Different Places in Zora Neale Hurston’s Their Eyes Were Watching God It’s amazing that one state can have within it places that differ greatly in all aspects—people, surrounding, weather, and feeling. Zora Neale Hurston exemplifies this phenomenon in Their Eyes Were Watching God. There are a multitude of differences between Eatonville, FL and the Everglades; each place represents a certain theme or feeling to Janie (the main character) and their differences each contribute to the meaningRead MoreJanie and Contemporary Women in Zora Neale Hurston’s Their Eyes Were Watching God724 Words   |  3 PagesThe character Janie in Zora Neale Hurston’s novel Their Eyes Were Watching God is portrayed as a woman who has a modern mindset that is much too advanced for her thinking. Janie does things that raise much controversy with the community and endures situations that would be deemed inhumane in today’s society. Examining the abuse, oppression and criticism Janie undergoes in Zora Neale Hurstons Their Eyes Were Watching Go d from both a contemporary womans viewpoint and an early twentieth centuryRead MoreThe Life of American Women in Zora Neale Hurston’s Their Eyes Were Watching God895 Words   |  4 PagesZora Neale Hurston’s Their Eyes Were Watching God is a novel illustrating the life of an African American woman that finds her voice through many trials and tribulations. At the heart of the story, Hurston portrays a protagonist who moves from a passive state to independence, from passive woman with no voice who is dominated by her husband to a woman who can think and act for herself. Hurston achieves the greater theme of Their Eyes Were Watching God, of self-expression and independence throughRead MoreRichard Wright’s Misperception of Zora Neale Hurston’s Their Eyes Were Watching God 2453 Words   |  10 Pagesartists of the Harlem Renaissance could ever disagree as much as or be as different as Zora Neale Hurston and Richard Wright. Despite the fact that they are t he same color and lived during the same time period, they do not have much else in common. On the one hand is Hurston, a female writer who indulges in black art and culture and creates subtle messages throughout her most famous novel, Their Eyes Were Watching God. On the other hand is Wright, who is a male writer who demonstrates that whites doRead MoreA Womens Search for Identity in Zora Neale Hurston’s Their Eyes Were Watching God729 Words   |  3 Pagesâ€Å"It’s uh known fact, Pheoby, you got tuh go there tuh know there†¦Ã¢â‚¬  (Hurston 192). The theme of identity can be seen throughout Zora Neale Hurston’s Their Eyes Were Watching God, of a story of a women’s journey for self-identification. Through symbolic imagery, such as the pear tree, Janie’s hair, and the horizon, Hurston ultimately shows a women’s quest for her identity. As a young teenager, Janie becomes infatuated with the idea of an idealistic romance: â€Å"She saw a dust-bearing bee sink into theRead MoreJourney To The Horizon in Zora Neale Hurston’s Their Eyes Were Watching God2558 Words   |  11 Pagesâ€Å"Ships at a distance have every man’s wish on board,† (Page 1) starts Zora Neale Hurston’s Their Eyes Were Watching God, a story about a young girl’s experiences as she tries to find love. The novel begins by distinguishing the dreams of men and women. The dreams of men either come along naturally, or â€Å"sail forever on the horizon, never out of sight, never landing until the Watcher turns his eyes away in resignation, his dreams mocked to death by Time.† (Page 1) Women, on the other hand, remember